Smart financing and rewards for your business.
OctetPay's working capital solution helps specific types of businesses pay and get paid, improve cash flow and earn airline rewards.
No setup fees.
Access working capital to assist with business cash flow.*
Potential to earn airline rewards points on business expenses.
Keep your capital free for what matters most.
Pay suppliers, staff, contractors, and other business expenses easily, on time, every cycle.
Why businesses love to use OctetPay
Grow your business and keep earning your usual card rewards with flexible supplier payments.
Earn airline rewards points
Whether you’re paying or helping your customers pay, every eligible dollar earns Qantas Points or Velocity Points. Business spend that works harder.
Built-in flexibility
Access a working capital facility with flexible terms. Choose up to 5 day terms and link your preferred frequent flyer program.
One platform for all your payments
Pay supplier invoices, payroll, BAS or tax. All from one central digital Wallet.
Built for different types of businesses.
Developed for specific industries, OctetPay fits the way your business actually runs. From day-to-day expenses to long-term growth, OctetPay helps you stay in control, plan ahead, and keep momentum, so you can spend less time chasing money and more time moving forward.
Health & Dental Practices
Keep your practice running smoothly, even on slower weeks. Our flexible funding can cover payroll (including contractors), equipment, and supplies without the stop-start of traditional lending, so you can invest in better care and expand your services as demand grows. Plus earn 200,000 bonus Velocity Points by spending $50k per month for the first 4 months.*
Read our article on the cash flow reality facing health and dental practices.
From cash flow gap to rewards in 4 simple steps.
Pay any supplier, anywhere, with a fast and straightforward process.
Register your business
Join OctetPay and register your business to access flexible payment options and start earning points.
Set up your Wallet
Choose your preferred rewards program, set your earn rate, and set your repayments.
Make payments
Pay eligible business expenses like rent, payroll, equipment, or tax obligations directly through the Octet Wallet.
Repay and earn points
Repay and earn Velocity Points or Qantas Points on every eligible payment — aligned to your preferences*
Turn business spend into travel rewards.
With OctetPay, you earn Qantas Points or Velocity Points when you use your credit facility to pay rent, pay staff, or cover other ongoing business expenses. To start earning, your business must be registered with one of the following frequent flyer programs.
Simply want to use your credit or debit card to pay suppliers?
OctetExpress can help streamline payments to domestic and international suppliers.
The platform behind OctetPay.
Make supplier payments in minutes. Fast setup, simple verification, and total control in one secure platform.
Next-Gen Digital Wallet
Store, manage and move funds with ease. One wallet. Multiple currencies. Full control.
Advanced International Payments & FX
Pay suppliers globally with competitive FX rates and minimal friction. Fast. Secure. Transparent.
Quick Approval. Less Hassle.
Skip the lengthy onboarding. Our streamlined KYC process gets you verified and ready to make payments in no time.
Secure Payments
Octet verifies every supplier you pay to ensure funds only flow to legitimate, verified accounts, protecting your business from fraud and compliance risks.
Bank-Grade Security
Protect every transaction with enterprise-level encryption and multi-factor authentication. Your data stays yours.
The numbers tell one story. Our customers tell a better one.
“Our Partnership with Octet has been really important for the growth of our business. It takes a lot of expense to launch new brands to market and continue to innovate. Octet have proven for over a decade to be the right finance partner for us.”
Ann Cattelan
CEO, Go Vita
Marc Levin
Co-founder and CFO, JasonL
DZ
Daniel Ziccardi
Managing Director, Skillforce Recruitment